Boat Loan Application

Welcome!

Our loan application will take 5-10 minutes to complete. You will be asked to provide:

Personal and employment information for you and your co-applicant
Information about the boat you are buying or refinancing
A personal financial statement listing your assets and liabilities

Please take a moment to review our loan rates, terms and credit requirements before completing an application.

Click here to edit or finish an application.

Personal Information

Loan Information

Financial Statements

Review

Confirmation

Personal Information

Please select how you would like to apply for financing. If any of your assets (house, car, bank accounts, etc.) are jointly owned with another person, that person must be listed as a co-applicant. If a co-applicant lives at a different address, please fill out separate applications and email loans@boatus.com so we can link your applications together.

Yes, we are applying for joint credit, and are relying on our joint income and assets as the basis for repayment for the credit requested.

No, I am applying for an individual account in my own name and am solely relying on my own income and assets as the basis for repayment of the credit requested.

Tell Us About Yourself

First name

Middle name (optional)

Last name

Address (no PO boxes)

Address Line 2 (optional)

City

State

Zip Code

Primary Phone Number

Alternate Phone Number (optional)

Email Address

Social Security Number Show

Date of Birth

Are you a US Citizen?

Yes

Are you a US permanent resident?

Yes

Financing is only available to US citizens or Permanent US Residents

Financing is not available to US Permanent Residents in .

Do you own or rent your home?

Own

Rent

How many years have you been at your current residence?

Have you or your co-applicant declared bankruptcy or been involved with a foreclosure settlement or charge-off?

Yes

Financing is not available to applicants with a bankruptcy, foreclosure or settlement

Your Employment Status

Employer Name

Employer City

Employer State

Work phone number

Type of business

Years employed there

Current title

Gross monthly salary

Do you have additional sources of monthly income?

Yes

Income Source 1

Income Description?

Income Amount?

Add additional income

Your Total Monthly Income

$0.00

Tell Us About Your Co-applicant

First name

Middle name (optional)

Last name

Primary phone number

Alternate phone number (optional)

Email address

Social Security Number Show

Date of Birth

Are you a US Citizen?

Yes

Your Employment Status

Employer Name

Employer City

Employer State

Work phone number

Type of business

Years employed there

Current title

Gross monthly salary

Do you have additional sources of monthly income?

Yes

Income Source 1

Income Description?

Income Amount?

Add additional income

Your Total Monthly Income

$0.00

Personal Information

Loan Information

Financial Statements

Review

Confirmation

Text editable in Sitecore. Leave blank to remove.

Tell us How You'll Use Your Boat

What State will the boat be titled in?

Will the boat be kept in US waters at loan closing and after purchase?

Yes

Financing is not available to boats kept outside the US

Will you be a live aboard?

Yes

Financing is not available for live aboards; only recreational use boats

Will the boat be used as a dwelling or residence, primary or otherwise?

Yes

Is the boat currently in the United States?

Yes

Tell Us About Your Boat

Are you purchasing a boat or refinancing an existing boat?

Purchasing

Refinancing

Has the boat been previously titled and/or registered?

Yes

Don't know

Estimated Possesion Date

Do you have a sales agreement on this boat?

Yes

Has the boat been previously titled and/or registered?

Yes

Don't know

Is your boat a repossession?

Yes

Estimated Purchase Date

Estimated Possesion Date

Boat Type

Year

Length

Boat Manufacturer

Boat Model Name & Number

Hull Material

Number of Engines

Engine Manufacturer

Engine Type

Engine Year

Total Horsepower

Top Speed

Fuel Type

Purchase Price

In order to provide financing, the purchase price must be above $29,412

Purchase Date

Current Market Value

Current Loan Balance

Current Monthly Payment

Tell Us About the Finances of Your New Boat

Who are you buying the boat from?

Boat Purchase Price (please list estimated purchase price if sale is not finalized.)

In order to provide financing, the purchase price must be above $29,412

Does the boat come with a trailer?

Yes

Are you selling your current boat?

Yes

Are you trading in your current boat?

Yes

Trade in Info

Net Trade In Amount

Year

Length

Boat Manufacturer

Boat Model Name & Number

Number of Engines

Engine Manufacturer

Engine Type

Engine Year

Total Horsepower

Top Speed

Fuel Type

Down Payment

Down payment must be at least 10%

Standard down payment is 15% but depending on boat age, loan amount and loan term, required down payment can be between 10% - 30%.

Deposit amount already paid

Requested loan amount

In order to provide financing, the loan amount must be above $25,000

Requested loan term

Personal Information

Loan Information

Financial Statements

Review

Confirmation

Financial Statement

Text editable in Sitecore. Leave blank to remove.

ASSETS

Checking, Savings & Money Market Account Balance

Brokerage/Investment Accounts (non-retirement) (optional)

Primary Real Estate (market value) for Applicant (optional)

Other Real Estate (market value) (optional)

Boat(s) (optional)

Automobile(s) (optional)

RV(s)/ Other Vehicle(s) (optional)

Retirement Accounts (401k, IRA, etc) (optional)

Boat Deposit

Total Assets

$0.00

LIABILITES

Home Mortgage for Applicant

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Other Real Estate Mortgage(s)

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Monthly Rent Payment (optional)

Home Equity Loan(s)

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Auto Loan(s)/ Lease(s)

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Current Boat Loan(s)

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

RV/Other Vehicle Loan(s)

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Credit Card(s) (minimum monthly payments)

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Student Loan(s)

Balance (optional)

Monthly Payment (optional)

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Do you have additional monthly liabilities (alimony, child support, etc.)?

Yes

Liability Source 1

Description

Balance

Monthly Payment

Please enter both the balance and monthly payment for the liability. Enter "0" for the monthly payment if deferred.

Add additional liability

Does your employer or an outside party pay any of your liabilities?

Yes

Please explain

Total Liabilities

$0.00

Total Monthly Liabilities

$0.00

Total Net Worth

$0.00

Personal Information

Loan Information

Financial Statements

Review

Confirmation

Review

Before submitting your application, please review all of your details below. Once you have verified your application information, please click submit.

Personal Details Edit Save edits

First Name

Last Name

Primary Phone Number

Email Address

Loan Requirements Edit Save edits

Boat Year

Boat Length

Manufacturer

Model

Purchase Price

Deposit

Down Payment

Trade-in Amount

Requested Loan Amount

Loan Term

Financial Details Edit

Applicant Monthly Income

Total Assets

Loan Liabilites

Net Worth

Debt to Income Ratio

I/We authorize BoatU.S. and/or our lenders to make whatever credit inquires they deem necessary in connection with this credit application or in the course of review or collection of any credit extended in reliance on this application. I/We authorize and instruct any person, including but not limited to, all local, state, or federal government agencies, or consumer reporting agencies, to complete and furnish to BoatU.S. and/or our lenders any information that it may have or obtain in response to such credit inquires and agree that such information, along with this application, shall remain the BoatU.S. and/or our lender’s property whether or not credit is extended. I/We certify that the information set forth in this application is being given for the purpose of obtaining credit described above and is true and correct as of this date. Pursuant to requirement of law, including the USA PATRIOT Act, BoatU.S. and/or our lenders must obtain information and take necessary actions to verify your identity. This includes your name, address, identification number and date of birth and may ask to see your driver's license or other identifying documents. On each email address and phone number that you give us on this application, whether land line or cell phone, I/we consent to BoatU.S., our lenders, our affiliates, our agents, and/or our assignees contacting you at the email address and/or phone number by calling, texting, or sending other electronic messages, from time to time, for any reason about your application and accounts with BoatU.S., our lenders, our affiliates, our agents, and/or our assignees, including but not limited to, for collection and payment purposes. You agree that automated dialing equipment or prerecorded voice messages may be used for any of these purposes.

Personal Information

Loan Information

Financial Statements

Review

Confirmation

You Personal Application ID is:

Click here to review or edit your application. If you have any questions about yout application or the application process, please email Loans@BoatUS.com or call us at 800-365-5636 (M - F 8:30am - 5pm ET.)

Please provide us with the following documents to help us evaluate your application

Personal Federal Tax Returns from the past two years (First two pages plus Schedules C & E)
Sales Contract

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